How Can Cutler Financial Help You?

• Investments – Although we offer a restricted advice service, we will recommend investments from the whole of the market. We do not                                       currently advise on specific types of investment, e.g. unregulated collectives, structured products and off-shore products.

• Non-Investment Protection Contracts – We offer advice on non-investment protection products such, e.g. term assurance, income                                                                                       protection and critical illness from a range of insurers.

• General Insurance Contracts – We offer advice on general insurance contracts, e.g. buildings and contents from a range of insurers.

Pre Retirement Planning

             Care Home Fee Mitigation


             Inheritance Tax Planning

             Full Will Writing and Estate Planning Service


General Insurance

             • Landlords Insurance

             Home Insurance

             Life Assurance

             Income Cover

             Critical Illness Protection

             Mortgage Protection

             Buildings & Contents Insurance



             Portfolio Management

             Investment Bonds




Do you have an existing pension?

I can review your existing pension policy and look at its performance and charges to see if you are getting value for your money.

If you are over 55 I may be able to help you release cash from your pension.

Do you have an old company pension?

I can advise on what options are available for you.

Near to retirement?

I can help you choose between Annuity Drawdown plans.

Suffering from ill health and close to retirement?

You may be able to boost your pension income with an impaired life annuity.

Do you own a company?

I can help you plan for the forthcoming pension legislation and advise on partnership protection.


I specialise in finding low-risk products and plans that produce a better return than cash at the bank or building society to supplement pension income.